@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@500;600;700;800&display=swap');

:root{
  --navy:#061a3a;--navy2:#0b2f66;--ink:#0d1830;--muted:#5c6880;--line:#dde5ed;
  --green:#3dc45b;--teal:#10a99b;--blue:#0a6fd6;--bg:#f7faf9;--white:#fff;
  --grad:linear-gradient(115deg,#49c94b 0%,#16ab92 45%,#0870d9 100%);
  --shadow:0 24px 60px rgba(6,26,58,.12);--radius:24px;
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:'DM Sans',sans-serif;color:var(--ink);background:#fff;line-height:1.6}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}button,input,select,textarea{font:inherit}.container{width:min(1180px,calc(100% - 40px));margin:auto}.eyebrow{font:700 12px/1 'Manrope';letter-spacing:.18em;text-transform:uppercase;color:#087f77}.gradient-text{background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent}.muted{color:var(--muted)}

.topbar{background:var(--navy);color:#d9e7fb;font-size:13px}.topbar .container{display:flex;align-items:center;justify-content:center;gap:10px;min-height:36px}.topbar b{color:#fff}.nav{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:blur(14px);border-bottom:1px solid rgba(221,229,237,.75)}.nav-inner{height:78px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:10px}.brand img{width:190px;height:56px;object-fit:cover;object-position:50% 10%;border-radius:4px}.nav-links{display:flex;align-items:center;gap:26px;font-weight:600;font-size:14px}.nav-links a:hover{color:#087f77}.nav-actions{display:flex;align-items:center;gap:10px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:999px;border:1px solid var(--navy);padding:12px 18px;font-weight:700;cursor:pointer;transition:.2s;background:#fff;color:var(--navy)}.btn:hover{transform:translateY(-1px);box-shadow:0 10px 25px rgba(6,26,58,.12)}.btn.primary{background:var(--navy);color:#fff}.btn.primary:hover{background:#0b2f66}.btn.gradient{border:0;color:#fff;background:var(--grad)}.btn.ghost{border-color:var(--line)}.menu-btn{display:none;background:none;border:0;font-size:24px;color:var(--navy)}

.hero{overflow:hidden;position:relative;padding:90px 0 72px;background:radial-gradient(circle at 88% 14%,rgba(23,171,143,.13),transparent 32%),radial-gradient(circle at 12% 85%,rgba(9,111,214,.10),transparent 35%),linear-gradient(#fff,#fbfdfc)}.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:64px;align-items:center}.hero h1{font:800 clamp(44px,6vw,78px)/1.02 'Manrope';letter-spacing:-.045em;margin:14px 0 24px}.hero p.lead{font-size:20px;color:#45526b;max-width:720px;margin:0 0 30px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:28px}.trust-row{display:flex;gap:18px;flex-wrap:wrap;color:#536078;font-size:14px}.trust-row span{display:flex;align-items:center;gap:7px}.trust-dot{width:8px;height:8px;border-radius:50%;background:var(--green)}.hero-card{background:var(--navy);color:#fff;border-radius:32px;padding:34px;box-shadow:var(--shadow);position:relative;overflow:hidden}.hero-card:after{content:'';position:absolute;width:240px;height:240px;border-radius:50%;right:-100px;top:-100px;background:linear-gradient(135deg,rgba(73,201,75,.4),rgba(8,112,217,.35));filter:blur(10px)}.score-top{display:flex;align-items:center;justify-content:space-between;position:relative;z-index:1}.score-ring{width:122px;height:122px;border-radius:50%;display:grid;place-items:center;background:conic-gradient(#42c456 0 62%,rgba(255,255,255,.15) 62% 100%);position:relative}.score-ring:before{content:'';position:absolute;inset:10px;background:var(--navy);border-radius:50%}.score-ring strong{font:800 34px 'Manrope';position:relative}.score-copy h3{font:700 22px 'Manrope';margin:0 0 4px}.score-copy p{margin:0;color:#bdd0ea;font-size:14px}.risk-list{display:grid;gap:10px;margin-top:28px;position:relative;z-index:1}.risk{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.1);border-radius:14px;padding:12px 14px;display:flex;align-items:center;justify-content:space-between}.risk span:last-child{font-weight:700;color:#a7f3d0}.deadline-strip{margin-top:32px;border-radius:18px;background:#effcf4;border:1px solid #c9efd5;padding:16px 18px;display:flex;justify-content:space-between;gap:20px;align-items:center}.deadline-strip strong{font-family:'Manrope';color:#075a46}.countdown{display:flex;gap:6px}.countdown b{min-width:52px;text-align:center;background:#fff;border:1px solid #d7e9df;padding:7px 8px;border-radius:10px;color:var(--navy)}

.logo-band{padding:32px 0;border-top:1px solid #edf2f5;border-bottom:1px solid #edf2f5}.logo-band .container{display:grid;grid-template-columns:1.1fr 1fr;gap:34px;align-items:center}.logo-band img{max-width:520px;margin:auto}.logo-band .copy{border-left:1px solid var(--line);padding-left:34px}.logo-band h3{font:700 22px 'Manrope';margin:0 0 8px}

.section{padding:92px 0}.section.alt{background:var(--bg)}.section.dark{background:var(--navy);color:#fff}.section-head{display:flex;justify-content:space-between;align-items:end;gap:30px;margin-bottom:44px}.section-head h2{font:800 clamp(34px,4vw,52px)/1.06 'Manrope';letter-spacing:-.035em;margin:10px 0 0;max-width:780px}.section-head p{max-width:500px;color:var(--muted);margin:0}.dark .section-head p{color:#bdd0ea}.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{border:1px solid var(--line);border-radius:22px;padding:24px;background:#fff;transition:.2s}.card:hover{transform:translateY(-3px);box-shadow:0 18px 50px rgba(6,26,58,.08)}.card .num{font:800 12px 'Manrope';color:#087f77;letter-spacing:.12em}.card h3{font:700 20px 'Manrope';margin:12px 0 8px}.card p{margin:0;color:var(--muted)}.icon{width:46px;height:46px;border-radius:14px;background:linear-gradient(135deg,#effcf4,#eef7ff);display:grid;place-items:center;font-size:22px;margin-bottom:18px}.dark-card{background:#0a244d;border:1px solid rgba(255,255,255,.11);border-radius:22px;padding:26px}.dark-card p{color:#bdd0ea}.dark-card h3{font:700 20px 'Manrope';margin:10px 0}

.process{display:grid;grid-template-columns:repeat(5,1fr);gap:0;counter-reset:step}.process-step{position:relative;padding:24px 22px 24px 0}.process-step:not(:last-child):after{content:'→';position:absolute;right:10px;top:32px;color:#8ca0b8;font-size:23px}.step-no{width:40px;height:40px;border-radius:50%;background:var(--grad);color:#fff;display:grid;place-items:center;font-weight:800}.process-step h3{font:700 18px 'Manrope';margin:16px 0 8px}.process-step p{font-size:14px;color:var(--muted);margin:0;padding-right:18px}

.money-panel{display:grid;grid-template-columns:1fr 1fr;gap:24px}.offer{border-radius:28px;padding:34px;background:#fff;border:1px solid var(--line)}.offer.featured{background:var(--navy);color:#fff;border:0}.offer .tag{display:inline-block;border-radius:999px;background:#eafaf0;color:#08734e;padding:7px 10px;font-size:12px;font-weight:800}.offer.featured .tag{background:rgba(255,255,255,.12);color:#a7f3d0}.offer h3{font:800 28px 'Manrope';margin:18px 0 8px}.offer p{color:var(--muted)}.offer.featured p{color:#c4d4ea}.ticks{list-style:none;padding:0;margin:22px 0}.ticks li{padding:8px 0;display:flex;gap:10px}.ticks li:before{content:'✓';color:#20a66d;font-weight:800}.offer.featured .ticks li:before{color:#64e6a2}

.assessment-cta{border-radius:30px;background:linear-gradient(120deg,#061a3a 0%,#0b2f66 55%,#087b77 130%);color:#fff;padding:50px;display:grid;grid-template-columns:1.1fr .9fr;gap:34px;align-items:center;overflow:hidden}.assessment-cta h2{font:800 clamp(34px,4vw,54px)/1.05 'Manrope';margin:8px 0 14px}.assessment-cta p{color:#c7d6ea;font-size:17px}.assessment-cta .mini{display:grid;grid-template-columns:repeat(2,1fr);gap:10px}.assessment-cta .mini div{border:1px solid rgba(255,255,255,.12);background:rgba(255,255,255,.06);border-radius:16px;padding:16px}.assessment-cta .mini strong{display:block;font:800 24px 'Manrope';margin-bottom:3px}

.faq{display:grid;grid-template-columns:.75fr 1.25fr;gap:44px}.faq-list details{border-bottom:1px solid var(--line);padding:18px 0}.faq-list summary{cursor:pointer;font:700 17px 'Manrope';list-style:none}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary:after{content:'+';float:right;font-size:22px}.faq-list details[open] summary:after{content:'−'}.faq-list p{color:var(--muted);margin:12px 0 2px}

.footer{background:#04132d;color:#fff;padding:54px 0 22px}.footer-grid{display:grid;grid-template-columns:1.3fr .7fr .7fr .9fr;gap:32px}.footer h4{font:700 14px 'Manrope';margin:0 0 14px;color:#fff}.footer p,.footer a{color:#aebed6;font-size:14px}.footer a{display:block;margin:8px 0}.footer a:hover{color:#fff}.footer-brand{font:800 24px 'Manrope';margin-bottom:10px}.footer-bottom{border-top:1px solid rgba(255,255,255,.1);margin-top:38px;padding-top:20px;display:flex;justify-content:space-between;gap:20px;color:#8193ae;font-size:12px}

.page-hero{padding:70px 0 52px;background:linear-gradient(180deg,#f7fbf9,#fff)}.page-hero h1{font:800 clamp(40px,5vw,64px)/1.05 'Manrope';letter-spacing:-.04em;margin:10px 0 16px}.page-hero p{font-size:18px;color:var(--muted);max-width:760px}.content{max-width:860px}.content h2{font:800 30px 'Manrope';margin-top:44px}.content h3{font:700 21px 'Manrope';margin-top:30px}.content p,.content li{color:#4d5b72}.content a{color:#087f77;text-decoration:underline}.notice{border-left:4px solid #11a080;background:#f1fbf7;padding:18px 20px;border-radius:10px;margin:24px 0}.source-links{display:grid;gap:10px}.source-links a{padding:15px 17px;border:1px solid var(--line);border-radius:14px;text-decoration:none;display:flex;justify-content:space-between}.source-links a:hover{background:#f7fbf9}

.form-card{max-width:820px;margin:auto;border:1px solid var(--line);box-shadow:var(--shadow);border-radius:28px;padding:34px;background:#fff}.field-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.field{display:grid;gap:7px;margin-bottom:16px}.field label{font-weight:700;font-size:14px}.field input,.field select,.field textarea{width:100%;padding:13px 14px;border:1px solid #cfd9e3;border-radius:12px;background:#fff;color:var(--ink);outline:none}.field input:focus,.field select:focus,.field textarea:focus{border-color:#0a8c7a;box-shadow:0 0 0 3px rgba(10,140,122,.1)}.form-note{font-size:12px;color:#78859a}

/* Assessment */
.assessment-shell{padding:50px 0 90px;background:#f7faf9;min-height:70vh}.assess-layout{display:grid;grid-template-columns:280px 1fr;gap:28px}.assess-side{position:sticky;top:110px;align-self:start;background:var(--navy);color:#fff;border-radius:24px;padding:24px}.assess-side h3{font:700 20px 'Manrope';margin:0 0 14px}.progress{height:8px;background:rgba(255,255,255,.12);border-radius:999px;overflow:hidden}.progress>span{display:block;height:100%;width:0;background:var(--grad);transition:.3s}.pillar-list{margin-top:22px;display:grid;gap:10px}.pillar-item{font-size:13px;color:#aabbd4;display:flex;gap:8px;align-items:center}.pillar-item.active{color:#fff;font-weight:700}.q-card{background:#fff;border:1px solid var(--line);border-radius:24px;padding:32px}.q-card h2{font:800 29px/1.2 'Manrope';margin:8px 0 10px}.q-card p{color:var(--muted)}.options{display:grid;gap:10px;margin:26px 0}.option{display:flex;gap:13px;align-items:flex-start;border:1px solid var(--line);border-radius:16px;padding:15px;cursor:pointer;transition:.15s}.option:hover{border-color:#74b8af;background:#f5fbf8}.option input{margin-top:4px}.option.selected{border-color:#0c9b82;background:#eefaf6}.q-actions{display:flex;justify-content:space-between;gap:12px;margin-top:26px}.result-card{background:#fff;border:1px solid var(--line);border-radius:28px;padding:34px}.result-hero{display:grid;grid-template-columns:160px 1fr;gap:28px;align-items:center}.result-score{width:150px;height:150px;border-radius:50%;display:grid;place-items:center;background:conic-gradient(#20aa74 var(--score),#e8eef2 0);position:relative}.result-score:before{content:'';position:absolute;inset:12px;border-radius:50%;background:#fff}.result-score span{position:relative;font:800 38px 'Manrope'}.pillar-results{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin-top:26px}.pillar-score{border:1px solid var(--line);border-radius:16px;padding:15px}.pillar-score .bar{height:7px;background:#edf2f5;border-radius:99px;overflow:hidden;margin-top:8px}.pillar-score .bar span{height:100%;display:block;background:var(--grad)}

.toast{position:fixed;right:20px;bottom:20px;z-index:100;background:var(--navy);color:#fff;padding:14px 18px;border-radius:12px;box-shadow:var(--shadow);display:none}.toast.show{display:block}

@media(max-width:960px){.nav-links{display:none}.menu-btn{display:block}.nav.open .nav-links{display:flex;position:absolute;top:78px;left:20px;right:20px;flex-direction:column;align-items:stretch;background:#fff;padding:20px;border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow)}.nav-actions .btn.ghost{display:none}.hero-grid,.logo-band .container,.assessment-cta,.faq,.money-panel,.assess-layout{grid-template-columns:1fr}.hero{padding-top:60px}.hero-card{max-width:620px}.grid-4{grid-template-columns:repeat(2,1fr)}.grid-3{grid-template-columns:1fr 1fr}.process{grid-template-columns:1fr 1fr}.process-step:not(:last-child):after{display:none}.assess-side{position:relative;top:0}.footer-grid{grid-template-columns:1fr 1fr}.logo-band .copy{border-left:0;border-top:1px solid var(--line);padding:24px 0 0}.section-head{align-items:start;flex-direction:column}.nav-inner{height:72px}.brand img{width:155px;height:50px}}
@media(max-width:640px){.container{width:min(100% - 28px,1180px)}.topbar{font-size:11px}.hero h1{font-size:44px}.hero p.lead{font-size:17px}.deadline-strip{align-items:flex-start;flex-direction:column}.grid-4,.grid-3,.field-grid,.pillar-results,.footer-grid,.assessment-cta .mini{grid-template-columns:1fr}.section{padding:64px 0}.hero{padding:46px 0}.assessment-cta{padding:30px 22px}.process{grid-template-columns:1fr}.footer-bottom{flex-direction:column}.result-hero{grid-template-columns:1fr}.q-card,.result-card,.form-card{padding:22px}.nav-actions .btn.primary{padding:10px 13px;font-size:12px}.brand img{width:145px}.countdown b{min-width:46px;font-size:12px}}